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Since credit unions are not-for-profit, they return all earnings above operating expenses to members in
the form of better interest rates, annual dividends, or increased services. Each deposit in our credit union
is an ownership. You must be eligible for a membership to open an account at Tower Credit Union.
• FamilyFirst Savings
• FamilyFirst Plus Savings
• FamilyFirst Term Certificates
• FamilyFirst IRA Savings
• Kids Savings Club
• Christmas Savings Club
• Tax Savings Club

FamilyFirst Savings
Minimum of $5.00 deposited into a FamilyFirst Savings account is all that is required to become a member
of Tower Credit Union. A $100.00 minimum balance is required to earn dividends. Dividends are paid quarterly.

FamilyFirst Plus Savings
Higher dividend rate than the FamilyFirst Savings account. A $2,000.00 minimum balance is required
to earn dividends, and dividends are paid monthly rather than quarterly.

FamilyFirst Term Certificates
This account is for kids 12 and under. A Telly Turtle Coin is awarded for each deposit of $5.00 (limit of 20
per deposit).Toys and games may be purchased with these Telly Turtle Coins at either our Wausau or
Weston locations.There are also special mailings and fun events throughout the year!

FamilyFirst IRA Savings
Our IRA savings account allows you to set up a regular IRA savings as well as an Educational or Roth IRA. As with any
IRA account, penelties may apply for early withdrawal.

Kids Savings Club
This account is for kids 12 and under. A Telly Turtle Coin is awarded for each deposit of $5.00 (limit of 20
per deposit).Toys and games may be purchased with these Telly Turtle Coins at either our Wausau or
Weston locations.There are also special mailings and fun events throughout the year!

Christmas Savings Club
Same dividend rate as the Open Share Savings, with a $10.00 minimum opening deposit. Funds are paid out
on the first business day in November of each year.

Tax Savings Club
Interest earning account created to provide members a convenient opportunity to save for future federal,
state, property and/or personal tax liabilities.

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