Tower Credit Union
Business Partners
PRE-APPROVED HOME LOANS

THE SMART WAY TO SHOP FOR A NEW HOME OR PROPERTY!
Set realistic expectations. Know before you go. Shop for what you can afford with a Pre-Approved Loan from Tower Credit Union and have a more enjoyable and less financially stressed life. Make an offer on your dream home or property based on what you actually can borrow and afford.

Call Scott Sisko (Wausau Office) at 715/845-5263 for more details.
Call Chase Nix (Weston Office) at 715/241-8433 for more details.
RATE MATCH OFFER

SERVING OUR MEMBERS WITH THE BEST RATES POSSIBLE!
If a you're interested in a plan offered by one of our competitors, we may be able to match the main attributes of certain competitor rate plans, but some features and services may vary. Please review our Rate Match Policy.

Call Scott Sisko (Wausau Office) at 715/845-5263 for more details.
Call Chase Nix (Weston Office) at 715/241-8433 for more details.
Real Estate Loan Rates
As of April 9, 2010 – Rates are subject to change without notice.
Loan rates quoted are our lowest available and may vary based on
your individual credit.
Borrowed
APR* as low as:
 Payment per $1,000
NEW Home Equity NEW
Line of Credit Home Equity rates adjust at the beginning of each month based upon the Prime Rate as listed in the Wall Street Journal on the last business day of the previous month.
Call Chase Nix at 715/241-8433 for details
1st Mortgage
3 Year Balloon 4.25% 5.42
5 Year Balloon 4.60% 5.62
NEW 5 Year Fast Pay 4.50% 18.65
Note: Real Estate loans may be for specific periods or may balloon.
Maximum amoritization for balloon loans is 25 years.
2nd Mortgage
36 Months 5.00% 7.91
60 Months 5.75% 8.31
NEW 3 Year Fast Pay 4.75% 29.87
Note: Real estate loans may be for specific periods or may balloon.
Maximum amortization for 2nd mortgage is 15 years. If down payment
is less than 20% add 2.0%
Mobile Home
36 Months 7.75% 9.42
60 Months 8.50% 9.85
Maximum amortization for mobile home is 15 years for a new mobile
home or 10 years for a used mobile home. If down payment is less
than 20% add 2.0%
New Construction
1 – 12 Months 4.15% --
Property / Vacant Land
3 Year Balloon 4.25% 5.42
5 Year Balloon 4.60% 5.62
**APR = Annual Percentage Rate, Payment = Monthly Payment Per $1,000.00 Borrowed. Notes About Our Loans: Use Unsecured Loan Rates for all vehicles over 10 years old. Recreational Vehicle Amortization Guidelines: $5,000 to $10,000 - 84 Months $10,000 to up - 180 Months.All secured loans with a term greater than 72 months must balloon and be rewritten at current rates and conditions. Real Estate loans may be for specific periods or may balloon. Maximum amoritization for balloon loans is 25 years. First mortgage requires a 30% down payment. Maximum amortization for 2nd mortgage is 15 years. If down payment is less than 20% add 2.0%. Maximum amortization for mobile home is 15 years for a new mobile home or 10 years for a used mobile home. If down payment is less than 20% add 2.0%.