Tower Credit Union
Business Partners

THE SMART WAY TO SHOP FOR A NEW HOME OR CAR!
GET PRE-APPROVED
Set realistic expectations. Know before you go. Shop for what you can afford with a
Pre-Approved Loan from Tower Credit Union and have a more enjoyable and less
financially stressed life. Make an offer on your dream vehicle based on what you
actually can borrow as related by specific calculations of income vs. debt. Call Chris
Brufach at 715/845-5263 for more details.


SERVING OUR MEMBERS WITH THE BEST RATES POSSIBLE!
RATE MATCH OFFER
If a you're interested in a plan offered by one of our competitors, we may be able to
match the main attributes of certain competitor rate plans, but some features and
services may vary. Please review our Rate Match Policy or call Harold Osborn at
715/845-5263 for more details.


Rates as of 4/11/08
Loan Type (secured)
Months
APR*
Payment/$1,000
Savings and Certificate
< 72 Months
Deposit
Rate
+1.5%
na
StudentPlus
12 Months
As Low As
4.00%
$85.15
Loan Type (unsecured) Months APR Payment/$1,000
"Kwik" Cash
na
As Low As
15.00%
na
FamilyFirst
36 Months
As Low As
9.00%
$31.82
Loan Type (specialty) Months APR Payment/$1,000
Debt Consolidation
36
As Low As
4.70%
$30.55
StudentFirst Tuition
5 Years
As Low As
6.00%
na
*APR = Annual Percentage Rate, Payment = Monthly Payment Per $1,000.00 Borrowed. Notes About Our Loans: Use Unsecured Loan Rates for all vehicles over 10 years old. Recreational Vehicle Amortization Guidelines: $5,000 to $10,000 - 84 Months $10,000 to up - 180 Months.All secured loans with a term greater than 72 months must balloon and be rewritten at current rates and conditions. Real Estate loans may be for specific periods or may balloon. Maximum amoritization for balloon loans is 25 years. First mortgage requires a 30% down payment. Maximum amortization for 2nd mortgage is 15 years. If down payment is less than 20% add 2.0%. Maximum amortization for mobile home is 15 years for a new mobile home or 10 years for a used mobile home. If down payment is less than 20% add 2.0%.
6% Minimum