Introducing Fraud Plus Protection!
Personal Identity Theft Protection from Tower Credit Union.

One great member benefit. Five peace-of-mind features.

$10,000 Identity Theft Insurance with Fraud Assistance
Protect yourself and your accounts...and your good name.

With Identity Theft Protection you'll have up to $10,000 in financial compensation for qualified expenses
incurred in the recovery of your stolen identity. If you become a victim of identity theft, simply call the
Identity Theft Member Service Center at 1.877.269.3438. An agent will assist you with
identity theft related matters and/or to file a claim 24/7.

Included in this benefit is Fraud Assistance, a comprehensive service designed
to help with the hassle of clearing your good name. You'll receive expert help to assist you in organizing
paperwork, advising you about notifying creditors, and more.


(Identity Theft Insurance is not available to residents of the state of New York.)


Debix Fraud DefenseTM
Stop personal identity theft before it happens.

When a credit issuer activates the Debix phone-based identity verification system,
Debix Fraud Defense can stop an identity thief who is attempting to obtain credit in your name.
The best offense is a good defense -- only you can provide your personal security code.

Identity theft is the fastest growing crime in America.

Card PatrolSM
Protect your good name and personal information from internet abuse.

Receive real-time, early warning technology which monitors various chat rooms across cyberspace
for your personal information. In the event that identity theft occurs, help will be waiting.

Credit Alert®
Stay informed with automatic 24-Hour daily credit monitoring.

With Credit Alert, you'll be alerted automatically of certain negative changes to your credit.
In the unfortunate event you receive notification of a negative change, you'll be provided with access
to the Credit Information Hotline. The hotline is staffed with trained individuals ready to provide answers
to commonly asked questions.

If there are no changes to your credit, you will still receive a quarterly notification letting you know
the current staus of your credit.

Restoring your credit can be time-consuming and costly.

24/7 Payment Card Protection
Protect all your credit, debit, ATM and check cards in the event of theft or loss.

Start by registering all your cards, it's easy! Then, in the event that something unexpected happens to one or all
of your cards, anytime and anywhere, call a convenient toll-free number to cancel cards, stop unauthorized
purchases and request new cards. Payment Card Protection provides great peace-of-mind at home, on business
or on vacation.

To enroll in these valuable services at the low cost of $8.95 per month, per account, please call
Shirley Smith at 715-845-5263 to learn more and enroll
for identity protection.

Fraud Protection Plus benefits described above are provided by Affinion Benefits Group, LLC.
Tower Credit Union is not affiliated with Affinion Group Benefits and does not assume responsibility for the provision
of benefits or services.


Caution: Information sent through e-mail is not secure.
Please DO NOT SEND CONFIDENTIAL INFORMATION (account number, social security number, etc.) through email.

Do not respond to emails asking for any personal or financial information. Legitimate companies will never ask you to verify or provide
any confidential information in an unsolicited email. Contact Tower Credit Union at 715-845-5263 if you have questions about your account
or receive questionable email.


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